Carlow-Mayo property tax rate 2025
Township in Hastings · population 953 · 736 households
In 2025, Carlow-Mayo collected $2,371,034 in residential property taxes on $155,624,900 of taxable residential assessment. That works out to an effective rate of 1.524%, 0.166 points above the Ontario median of 1.357% for 2024. Among the 391 lower- and single-tier municipalities that filed for 2024, Carlow-Mayo ranks 245th lowest and 8th of 13 within Hastings. The 2025 figure is from a return filed ahead of most municipalities, so the provincial ranking still uses 2024.
Where the tax goes
| Municipal (Carlow-Mayo) | 1.018% | 67% of the bill |
|---|---|---|
| Hastings | 0.352% | 23% |
| Education (Province of Ontario) | 0.153% | 10% |
| Total residential rate | 1.524% | 100% |
Municipal Regional / county Education
Estimate your Carlow-Mayo property tax
| Assessed value | Municipal | Region / county | Education | Total |
|---|---|---|---|---|
| $500,000 | $5,091 | $1,762 | $765 | $7,618 |
| $750,000 | $7,637 | $2,643 | $1,147 | $11,427 |
| $1,000,000 | $10,182 | $3,523 | $1,530 | $15,236 |
Assessed value is the MPAC value on your assessment notice, not market value. Ontario has kept assessments at January 1, 2016 values since 2017, so a home bought recently is usually assessed well below its purchase price. Estimates exclude local improvement charges, business improvement area levies and any rebates.
Rate trend 2016–2025
Carlow-Mayo's residential rate rose from 1.297% in 2016 to 1.524% in 2025. Total residential taxes collected grew 39% over the same period, which reflects both rate changes and growth in the assessment base.
Year-by-year table
| Year | Residential rate | Municipal | Region / county | Education | Residential taxes levied |
|---|---|---|---|---|---|
| 2016 | 1.297% | 0.828% | 0.282% | 0.188% | $1,703,366 |
| 2017 | 1.241% | 0.804% | 0.269% | 0.168% | $1,728,763 |
| 2018 | 1.273% | 0.837% | 0.273% | 0.163% | $1,791,098 |
| 2019 | 1.295% | 0.860% | 0.278% | 0.158% | $1,849,261 |
| 2020 | 1.335% | 0.891% | 0.291% | 0.153% | $1,912,375 |
| 2021 | 1.359% | 0.909% | 0.297% | 0.153% | $1,974,369 |
| 2022 | 1.385% | 0.926% | 0.305% | 0.153% | $2,036,095 |
| 2023 | 1.418% | 0.945% | 0.320% | 0.153% | $2,119,883 |
| 2024 | 1.469% | 0.979% | 0.337% | 0.153% | $2,224,371 |
| 2025 | 1.524% | 1.018% | 0.352% | 0.153% | $2,371,034 |
Instalments and due dates (2025)
Carlow-Mayo reported 4 residential instalments in 2025, with due dates including March 31, 2025, May 31, 2025, August 31, 2025, October 31, 2025. Dates shift each year; check the municipal website for the current schedule.
All property classes, 2025
| Property class | Effective rate | Taxable assessment | Taxes levied |
|---|---|---|---|
| Residential | 1.524% | $155,624,900 | $2,371,034 |
| Farmland | 0.381% | $6,374,900 | $24,281 |
| Managed forests | 0.381% | $5,991,300 | $22,820 |
| Commercial | 2.388% | $670,300 | $16,005 |
| Industrial | 2.388% | $735,700 | $17,565 |
Commercial and industrial rates include the provincial business education tax. Rates for small classes can swing year to year because a few properties dominate them.
Compare within Hastings (2024)
| Municipality | Residential rate | Tax on $750,000 | Ontario rank |
|---|---|---|---|
| Carlow-Mayo | 1.469% | $11,016 | 245 |
| Bancroft | 2.021% | $15,160 | 357 |
| Centre Hastings | 1.676% | $12,571 | 302 |
| Deseronto | 1.862% | $13,967 | 339 |
| Faraday | 1.302% | $9,766 | 165 |
| Hastings Highlands | 1.357% | $10,178 | 196 |
| Limerick | 1.449% | $10,864 | 238 |
| Marmora and Lake | 1.446% | $10,848 | 235 |
| Stirling-Rawdon | 1.804% | $13,529 | 327 |
| Tudor and Cashel | 1.329% | $9,964 | 176 |
| Tweed | 1.334% | $10,003 | 178 |
| Tyendinaga | 1.348% | $10,110 | 187 |
| Wollaston | 1.540% | $11,549 | 266 |
About these numbers
- What is an effective tax rate?
- Total property taxes billed to a class divided by that class's taxable assessment. It is the average rate actually paid, so it can differ slightly from the rate printed in the municipal by-law when a municipality applies different rates to subclasses, phase-ins or special area levies.
- Why is my bill different?
- Your bill depends on your own assessed value, any special area charges, capping or phase-in adjustments and local improvement charges. Use the rate here to compare municipalities, and your assessment notice to estimate your own bill.
- Where does the data come from?
- Every Ontario municipality files an audited Financial Information Return with the Ministry of Municipal Affairs and Housing. These pages use Schedule 26A, "Taxation and Payments-in-Lieu Summary", for 2016 through 2025. Carlow-Mayo's latest return was updated 2026-08-05. See the methodology.