Hamilton property tax rate 2025
Township in Northumberland · population 11,059 · 4,685 households
In 2025, Hamilton collected $21,688,707 in residential property taxes on $1,596,013,505 of taxable residential assessment. That works out to an effective rate of 1.359%, 0.002 points above the Ontario median of 1.357% for 2024. Among the 391 lower- and single-tier municipalities that filed for 2024, Hamilton ranks 155th lowest and 1st of 5 within Northumberland. The 2025 figure is from a return filed ahead of most municipalities, so the provincial ranking still uses 2024.
Where the tax goes
| Municipal (Hamilton) | 0.610% | 45% of the bill |
|---|---|---|
| Northumberland | 0.596% | 44% |
| Education (Province of Ontario) | 0.153% | 11% |
| Total residential rate | 1.359% | 100% |
Municipal Regional / county Education
Estimate your Hamilton property tax
| Assessed value | Municipal | Region / county | Education | Total |
|---|---|---|---|---|
| $500,000 | $3,049 | $2,980 | $765 | $6,795 |
| $750,000 | $4,574 | $4,471 | $1,148 | $10,192 |
| $1,000,000 | $6,098 | $5,961 | $1,530 | $13,589 |
Assessed value is the MPAC value on your assessment notice, not market value. Ontario has kept assessments at January 1, 2016 values since 2017, so a home bought recently is usually assessed well below its purchase price. Estimates exclude local improvement charges, business improvement area levies and any rebates.
Rate trend 2016–2025
Hamilton's residential rate rose from 1.208% in 2016 to 1.359% in 2025. Total residential taxes collected grew 42% over the same period, which reflects both rate changes and growth in the assessment base.
Year-by-year table
| Year | Residential rate | Municipal | Region / county | Education | Residential taxes levied |
|---|---|---|---|---|---|
| 2016 | 1.208% | 0.542% | 0.478% | 0.188% | $15,326,648 |
| 2017 | 1.085% | 0.484% | 0.437% | 0.163% | $15,693,777 |
| 2018 | 1.098% | 0.490% | 0.449% | 0.160% | $16,080,190 |
| 2019 | 1.111% | 0.496% | 0.459% | 0.156% | $16,489,261 |
| 2020 | 1.124% | 0.499% | 0.471% | 0.153% | $17,029,974 |
| 2021 | 1.142% | 0.511% | 0.479% | 0.153% | $17,401,806 |
| 2022 | 1.169% | 0.523% | 0.493% | 0.153% | $17,926,838 |
| 2023 | 1.227% | 0.550% | 0.524% | 0.153% | $19,116,513 |
| 2024 | 1.289% | 0.575% | 0.561% | 0.153% | $20,296,553 |
| 2025 | 1.359% | 0.610% | 0.596% | 0.153% | $21,688,707 |
Instalments and due dates (2025)
Hamilton reported 3 residential instalments in 2025, with due dates including February 27, 2025, June 26, 2025, September 26, 2025. Dates shift each year; check the municipal website for the current schedule.
All property classes, 2025
| Property class | Effective rate | Taxable assessment | Taxes levied |
|---|---|---|---|
| Residential | 1.359% | $1,596,013,505 | $21,688,707 |
| Multi-residential | 1.841% | $231,000 | $4,253 |
| Farmland | 0.340% | $215,170,098 | $730,997 |
| Managed forests | 0.340% | $8,473,700 | $28,788 |
| Commercial | 2.689% | $30,811,897 | $828,499 |
| Industrial | 3.412% | $7,038,800 | $240,195 |
| Pipelines | 2.325% | $17,024,000 | $395,777 |
| Other classes | 2.572% | $921,700 | $23,703 |
Commercial and industrial rates include the provincial business education tax. Rates for small classes can swing year to year because a few properties dominate them.
Compare within Northumberland (2024)
| Municipality | Residential rate | Tax on $750,000 | Ontario rank |
|---|---|---|---|
| Hamilton | 1.289% | $9,667 | 155 |
| Alnwick-Haldimand | 1.339% | $10,041 | 183 |
| Brighton | 1.453% | $10,897 | 241 |
| Port Hope | 1.782% | $13,363 | 322 |
| Trent Hills | 1.593% | $11,949 | 280 |
Who lives here
From the 2021 Census of Population (Statistics Canada). Counts are randomly rounded to a multiple of 5 by Statistics Canada, so small differences between totals are normal.
Residents by age group
Under 15 15 to 64 65 and over
Hamilton had 11,059 residents in the 2021 Census, up 1.1% from 10,942 in 2016. The median age was 49.6, older than Ontario's 41.6; 13.9% of residents were under 15 and 22.7% were 65 or older. Median household income in 2020 was $106,000, above the Ontario median of $91,000. Immigrants made up 8.9% of the population (Ontario: 30.0%), and 0.1% of residents had arrived between 2016 and 2021. After English, the most common mother tongues were French (1.1%), German (0.5%) and Dutch (0.5%).
| Private dwellings occupied by usual residents | 4,281 |
|---|---|
| Average household size | 2.6 persons |
| Age 0 to 14 · 15 to 64 · 65 and over | 13.9% · 63.4% · 22.7% |
| Immigrants (share of population) | 8.9% · arrived 2016–2021: 0.1% |
| Visible minority population | 3.6% · Chinese 1.0% |
| Largest visible minority groups | Chinese 1.0% · Black 0.8% · South Asian 0.4% · Filipino 0.3% · Arab 0.3% |
| Most common mother tongues | English 93.9% · French 1.1% · German 0.5% · Dutch 0.5% · Polish 0.4% |
| Commuting | Car, truck or van 97.6% · public transit 0.0% · average one-way commute 27 min |
| Median value of owner-occupied dwellings (owner-estimated) | $695,000 |
Adapted from Statistics Canada, Census Profile, 2021 Census of Population (data tables 98-10-0002, 98-10-0022, 98-10-0041, 98-10-0057, 98-10-0173, 98-10-0240, 98-10-0257, 98-10-0479, 98-10-0622), reference date 2021. Extracted 2026-10-30. This does not constitute an endorsement by Statistics Canada of this product. Suppressed values are left blank, never estimated.
About these numbers
- What is an effective tax rate?
- Total property taxes billed to a class divided by that class's taxable assessment. It is the average rate actually paid, so it can differ slightly from the rate printed in the municipal by-law when a municipality applies different rates to subclasses, phase-ins or special area levies.
- Why is my bill different?
- Your bill depends on your own assessed value, any special area charges, capping or phase-in adjustments and local improvement charges. Use the rate here to compare municipalities, and your assessment notice to estimate your own bill.
- Where does the data come from?
- Every Ontario municipality files an audited Financial Information Return with the Ministry of Municipal Affairs and Housing. These pages use Schedule 26A, "Taxation and Payments-in-Lieu Summary", for 2016 through 2025. Hamilton's latest return was updated 2026-07-08. See the methodology.