Strathroy-Caradoc property tax rate 2025
Municipality in Middlesex · population 19,323 · 10,168 households
In 2025, Strathroy-Caradoc collected $32,722,682 in residential property taxes on $2,305,684,696 of taxable residential assessment. That works out to an effective rate of 1.419%, 0.062 points above the Ontario median of 1.357% for 2024. Among the 391 lower- and single-tier municipalities that filed for 2024, Strathroy-Caradoc ranks 199th lowest and 4th of 6 within Middlesex. The 2025 figure is from a return filed ahead of most municipalities, so the provincial ranking still uses 2024.
Where the tax goes
| Municipal (Strathroy-Caradoc) | 0.804% | 57% of the bill |
|---|---|---|
| Middlesex | 0.462% | 33% |
| Education (Province of Ontario) | 0.153% | 11% |
| Total residential rate | 1.419% | 100% |
Municipal Regional / county Education
Estimate your Strathroy-Caradoc property tax
| Assessed value | Municipal | Region / county | Education | Total |
|---|---|---|---|---|
| $500,000 | $4,020 | $2,311 | $765 | $7,096 |
| $750,000 | $6,030 | $3,466 | $1,147 | $10,644 |
| $1,000,000 | $8,041 | $4,622 | $1,530 | $14,192 |
Assessed value is the MPAC value on your assessment notice, not market value. Ontario has kept assessments at January 1, 2016 values since 2017, so a home bought recently is usually assessed well below its purchase price. Estimates exclude local improvement charges, business improvement area levies and any rebates.
Rate trend 2016–2025
Strathroy-Caradoc's residential rate rose from 1.261% in 2016 to 1.419% in 2025. Total residential taxes collected grew 53% over the same period, which reflects both rate changes and growth in the assessment base.
Year-by-year table
| Year | Residential rate | Municipal | Region / county | Education | Residential taxes levied |
|---|---|---|---|---|---|
| 2016 | 1.261% | 0.686% | 0.387% | 0.188% | $21,328,603 |
| 2017 | 1.176% | 0.645% | 0.363% | 0.168% | $21,940,708 |
| 2018 | 1.165% | 0.631% | 0.371% | 0.163% | $22,363,013 |
| 2019 | 1.188% | 0.651% | 0.379% | 0.158% | $23,583,557 |
| 2020 | 1.224% | 0.681% | 0.391% | 0.153% | $25,237,355 |
| 2021 | 1.242% | 0.692% | 0.398% | 0.153% | $26,495,724 |
| 2022 | 1.265% | 0.714% | 0.398% | 0.153% | $27,587,678 |
| 2023 | 1.320% | 0.736% | 0.431% | 0.153% | $29,811,027 |
| 2024 | 1.366% | 0.769% | 0.444% | 0.153% | $31,210,551 |
| 2025 | 1.419% | 0.804% | 0.462% | 0.153% | $32,722,682 |
Instalments and due dates (2025)
Strathroy-Caradoc reported 4 residential instalments in 2025, with due dates including February 28, 2025, May 30, 2025, August 29, 2025, October 31, 2025. Dates shift each year; check the municipal website for the current schedule.
All property classes, 2025
| Property class | Effective rate | Taxable assessment | Taxes levied |
|---|---|---|---|
| Residential | 1.419% | $2,305,684,696 | $32,722,682 |
| Multi-residential | 2.119% | $98,532,800 | $2,087,510 |
| Farmland | 0.355% | $509,521,300 | $1,808,174 |
| Managed forests | 0.355% | $2,711,200 | $9,621 |
| Commercial | 2.314% | $208,958,759 | $4,835,664 |
| Shopping centre | 2.329% | $18,703,000 | $435,643 |
| Parking lot | 2.328% | $25,000 | $582 |
| Industrial | 3.051% | $58,091,445 | $1,772,216 |
| Large industrial | 3.081% | $12,806,500 | $394,604 |
| Pipelines | 2.217% | $66,588,000 | $1,476,122 |
Commercial and industrial rates include the provincial business education tax. Rates for small classes can swing year to year because a few properties dominate them.
Compare within Middlesex (2024)
| Municipality | Residential rate | Tax on $750,000 | Ontario rank |
|---|---|---|---|
| Strathroy-Caradoc | 1.366% | $10,241 | 199 |
| Adelaide-Metcalfe | 1.337% | $10,030 | 181 |
| Lucan Biddulph | 1.276% | $9,573 | 150 |
| Middlesex Centre | 1.264% | $9,477 | 144 |
| North Middlesex | 1.446% | $10,847 | 234 |
| Southwest Middlesex | 1.588% | $11,910 | 277 |
About these numbers
- What is an effective tax rate?
- Total property taxes billed to a class divided by that class's taxable assessment. It is the average rate actually paid, so it can differ slightly from the rate printed in the municipal by-law when a municipality applies different rates to subclasses, phase-ins or special area levies.
- Why is my bill different?
- Your bill depends on your own assessed value, any special area charges, capping or phase-in adjustments and local improvement charges. Use the rate here to compare municipalities, and your assessment notice to estimate your own bill.
- Where does the data come from?
- Every Ontario municipality files an audited Financial Information Return with the Ministry of Municipal Affairs and Housing. These pages use Schedule 26A, "Taxation and Payments-in-Lieu Summary", for 2016 through 2025. Strathroy-Caradoc's latest return was updated 2026-09-14. See the methodology.