Bradford West Gwillimbury property tax rate 2025
Town in Simcoe · population 44,839 · 14,800 households
Last updated October 30, 2026; data vintage 2025 (Financial Information Return) and 2021 (Census). How these numbers are made.
In 2025, Bradford West Gwillimbury collected $80,125,158 in residential property taxes on $7,498,985,249 of taxable residential assessment. That works out to an effective rate of 1.068%, 0.289 points below the Ontario median of 1.357% for 2024. Among the 391 lower- and single-tier municipalities that filed for 2024, Bradford West Gwillimbury ranks 58th lowest and 7th of 14 within Simcoe. The 2025 figure is from a return filed ahead of most municipalities, so the provincial ranking still uses 2024.
Where the tax goes
| Municipal (Bradford West Gwillimbury) | 0.605% | 57% of the bill |
|---|---|---|
| Simcoe | 0.310% | 29% |
| Education (Province of Ontario) | 0.153% | 14% |
| Total residential rate | 1.068% | 100% |
Municipal Regional / county Education
Understanding your Bradford West Gwillimbury tax bill
Who sends the bill
Bradford West Gwillimbury is a lower-tier town in Simcoe County, so its residential bill has three parts: Bradford West Gwillimbury's own levy of 0.605%, the county levy of 0.310% set by Simcoe County, and the provincial education levy of 0.153%. Of every $100 of residential tax in 2025, about $57 stayed with Bradford West Gwillimbury, $29 went to Simcoe County and $14 went to school boards through the province. Bradford West Gwillimbury's own share is the larger municipal piece here; the county levy typically pays for county roads, paramedics, social services and long-term care, while Bradford West Gwillimbury's levy typically covers local roads, fire, water and sewer, waste collection and recreation.
How the rate compares
Among the 391 Ontario municipalities ranked for 2024, Bradford West Gwillimbury's 1.040% is the 58th lowest, with about 85% of municipalities charging more. That is 0.317 points below the provincial median of 1.357%, or about $1,584 a year less on a $500,000 assessment. Within Simcoe County it ranks 7th lowest of 14, between Oro-Medonte at 0.983% and New Tecumseth at 1.046%: on a $750,000 assessment that is about $431 more than Oro-Medonte and $45 less than New Tecumseth.
What moved the rate
From 2016 to 2025 Bradford West Gwillimbury's residential rate fell 0.040 points, from 1.108% to 1.068%, while residential taxes collected grew 76% and the taxable residential assessment base grew 82%. A falling rate beside a rising levy means the base grew faster than the budget: the extra 76% came mostly from new construction and the 2017 to 2020 phase-in of 2016 values, not from higher rates on existing homes.
Assessed value is a 2016 number
Ontario has not updated assessments since the 2016 valuation date, so the value behind Bradford West Gwillimbury's 1.068% is a 2016 figure, not today's price. In the 2021 Census, owners in Bradford West Gwillimbury put the median value of their home at $900,000, while the 2025 return works out to about $507,000 of taxable residential assessment per household. A buyer paying around $900,000 should not multiply it by 1.068%: that would suggest $9,616 a year, whereas at the average assessment the same rate gives about $5,417. Buying a home in Bradford West Gwillimbury does not reset its assessment; MPAC changes it only for new construction, renovations, or a successful reconsideration or appeal.
Instalments
Bradford West Gwillimbury bills the way most Ontario municipalities do: an interim bill with two instalments early in the year, then a final bill with two more once the 2025 rate was set. Bradford West Gwillimbury's interim bill arrives before council approves the 2025 rate, so it is based on the previous year's taxes and may not exceed 50% of them.
Commercial versus residential
Commercial property in Bradford West Gwillimbury paid 1.999% in 2025, 1.87 times the residential rate; part of the gap is the provincial business education tax, which is set higher than the residential education rate. Commercial and industrial property made up 7.6% of Bradford West Gwillimbury's taxable assessment but paid 13.5% of all property taxes levied, so business carries a share of the levy well beyond its share of the base.
Every figure in this section is taken from Bradford West Gwillimbury's Financial Information Returns and the 2021 Census and is checked against the source data when the page is built; the wording follows fixed rules rather than opinion. Service descriptions are general to Ontario municipalities of this type and may differ in detail here.
Estimate your Bradford West Gwillimbury property tax
| Assessed value | Municipal | Region / county | Education | Total |
|---|---|---|---|---|
| $500,000 | $3,026 | $1,552 | $765 | $5,342 |
| $750,000 | $4,538 | $2,328 | $1,147 | $8,014 |
| $1,000,000 | $6,051 | $3,104 | $1,530 | $10,685 |
Use the MPAC assessed value from your assessment notice, not the market value (see why). Estimates exclude local improvement charges, business improvement area levies and any rebates.
Rate trend 2016–2025
Bradford West Gwillimbury's residential rate fell from 1.108% in 2016 to 1.068% in 2025; the section above separates rate changes from assessment growth.
Year-by-year table
| Year | Residential rate | Municipal | Region / county | Education | Residential taxes levied |
|---|---|---|---|---|---|
| 2016 | 1.108% | 0.622% | 0.299% | 0.188% | $45,631,998 |
| 2017 | 0.835% | 0.461% | 0.233% | 0.142% | $49,873,543 |
| 2018 | 0.864% | 0.472% | 0.246% | 0.147% | $54,327,669 |
| 2019 | 0.891% | 0.481% | 0.260% | 0.150% | $59,455,191 |
| 2020 | 0.919% | 0.492% | 0.274% | 0.153% | $62,195,612 |
| 2021 | 0.918% | 0.491% | 0.274% | 0.153% | $63,179,901 |
| 2022 | 0.945% | 0.513% | 0.279% | 0.153% | $66,828,688 |
| 2023 | 0.998% | 0.557% | 0.289% | 0.153% | $72,268,644 |
| 2024 | 1.040% | 0.588% | 0.299% | 0.153% | $76,083,822 |
| 2025 | 1.068% | 0.605% | 0.310% | 0.153% | $80,125,158 |
Instalments and due dates (2025)
Bradford West Gwillimbury reported 4 residential instalments in 2025, with due dates including February 27, 2025, April 28, 2025, June 26, 2025, September 26, 2025. Dates shift each year; check the municipal website for the current schedule.
All property classes, 2025
| Property class | Effective rate | Taxable assessment | Taxes levied |
|---|---|---|---|
| Residential | 1.068% | $7,498,985,249 | $80,125,158 |
| Multi-residential | 1.068% | $56,547,600 | $604,200 |
| Farmland | 0.267% | $422,982,826 | $1,129,872 |
| Managed forests | 0.267% | $6,538,800 | $17,466 |
| Commercial | 1.999% | $370,768,463 | $7,411,631 |
| Shopping centre | 1.999% | $122,414,955 | $2,447,066 |
| Parking lot | 1.999% | $457,000 | $9,136 |
| Industrial | 1.974% | $165,913,616 | $3,275,608 |
| Pipelines | 2.067% | $27,306,000 | $564,419 |
Commercial and industrial rates include the provincial business education tax. Rates for small classes can swing year to year because a few properties dominate them.
Compare within Simcoe (2024)
| Municipality | Residential rate | Tax on $750,000 | Ontario rank |
|---|---|---|---|
| Bradford West Gwillimbury | 1.040% | $7,803 | 58 |
| Adjala-Tosorontio | 0.844% | $6,328 | 24 |
| Clearview | 1.238% | $9,283 | 136 |
| Collingwood | 1.209% | $9,064 | 126 |
| Essa | 0.787% | $5,901 | 17 |
| Innisfil | 1.128% | $8,459 | 89 |
| New Tecumseth | 1.046% | $7,848 | 61 |
| Oro-Medonte | 0.983% | $7,372 | 50 |
| Penetanguishene | 1.572% | $11,791 | 270 |
| Ramara | 1.049% | $7,864 | 63 |
| Severn | 0.932% | $6,991 | 38 |
| Springwater | 0.890% | $6,672 | 31 |
| Tiny | 0.847% | $6,352 | 25 |
| Wasaga Beach | 1.149% | $8,615 | 99 |
Who lives here
From the 2021 Census of Population (Statistics Canada). Counts are randomly rounded to a multiple of 5 by Statistics Canada, so small differences between totals are normal.
Residents by age group
Under 15 15 to 64 65 and over
Bradford West Gwillimbury had 42,880 residents in the 2021 Census, up 21.4% from 35,325 in 2016. The median age was 37.6, younger than Ontario's 41.6; 21.4% of residents were under 15 and 12.9% were 65 or older. Median household income in 2020 was $114,000, above the Ontario median of $91,000. Immigrants made up 32.7% of the population (Ontario: 30.0%), and 3.6% of residents had arrived between 2016 and 2021. After English, the most common mother tongues were Portuguese (5.0%), Italian (2.7%) and Spanish (2.7%).
| Private dwellings occupied by usual residents | 13,415 |
|---|---|
| Average household size | 3.2 persons |
| Age 0 to 14 · 15 to 64 · 65 and over | 21.4% · 65.7% · 12.9% |
| Immigrants (share of population) | 32.7% · arrived 2016–2021: 3.6% |
| Visible minority population | 31.1% · Chinese 2.6% |
| Largest visible minority groups | South Asian 9.0% · West Asian 4.0% · Latin American 3.8% · Black 3.0% · Southeast Asian 2.9% |
| Most common mother tongues | English 61.7% · Portuguese 5.0% · Italian 2.7% · Spanish 2.7% · Russian 2.6% |
| Commuting | Car, truck or van 93.7% · public transit 2.2% · average one-way commute 32 min |
| Median value of owner-occupied dwellings (owner-estimated) | $900,000 |
Adapted from Statistics Canada, Census Profile, 2021 Census of Population (data tables 98-10-0002, 98-10-0022, 98-10-0041, 98-10-0057, 98-10-0173, 98-10-0240, 98-10-0257, 98-10-0479, 98-10-0622), reference date 2021. Extracted 2026-10-30. This does not constitute an endorsement by Statistics Canada of this product. Suppressed values are left blank, never estimated.
Questions about Bradford West Gwillimbury property taxes
- How much is property tax on a $600,000 home in Bradford West Gwillimbury?
- At Bradford West Gwillimbury's 2025 residential rate of 1.068%, a home assessed at $600,000 pays about $6,411 a year, using MPAC's 2016-based assessed value rather than the purchase price. Roughly $3,631 of that goes to Bradford West Gwillimbury, $1,862 to Simcoe County and $918 to education.
- Is property tax higher in Bradford West Gwillimbury or New Tecumseth?
- New Tecumseth's rate is higher: in 2024 it charged 1.046% against Bradford West Gwillimbury's 1.040%, a gap of 0.006 points or about $45 a year on a $750,000 assessment.
- Is property tax lower in Oro-Medonte than in Bradford West Gwillimbury?
- Yes: Oro-Medonte's 2024 rate was 0.983%, 0.057 points below Bradford West Gwillimbury's 1.040%, which is about $431 a year on a $750,000 assessment.
- When are Bradford West Gwillimbury property taxes due?
- For 2025, Bradford West Gwillimbury reported 4 residential instalments with due dates on February 27, 2025, April 28, 2025, June 26, 2025 and September 26, 2025; dates shift each year, so confirm the current schedule with the town before paying.
- Why did Bradford West Gwillimbury's tax rate go up in 2025?
- The residential rate moved +0.028 points from 2024 to 2025 while residential taxes collected went up 5.3%. Both rose, so the 0.028-point increase reached existing owners in Bradford West Gwillimbury directly through the rate rather than through assessment growth.
- How much of a Bradford West Gwillimbury tax bill goes to Simcoe County?
- In 2025, 29% of the residential rate (0.310% of assessed value) was the Simcoe County levy, 57% was Bradford West Gwillimbury's own levy and 14% was education.
About these numbers
- What is an effective tax rate?
- Total property taxes billed to a class divided by that class's taxable assessment. It is the average rate actually paid, so it can differ slightly from the rate printed in the municipal by-law when a municipality applies different rates to subclasses, phase-ins or special area levies.
- Why is my bill different?
- Your bill depends on your own assessed value, any special area charges, capping or phase-in adjustments and local improvement charges. Use the rate here to compare municipalities, and your assessment notice to estimate your own bill.
- Where does the data come from?
- Every Ontario municipality files an audited Financial Information Return with the Ministry of Municipal Affairs and Housing. These pages use Schedule 26A, "Taxation and Payments-in-Lieu Summary", for 2016 through 2025. Bradford West Gwillimbury's latest return was updated 2026-08-06, and this page was last rebuilt from the data on October 30, 2026. See the methodology.