South-West Oxford property tax rate 2025
Township in Oxford · population 7,583 · 3,148 households
Last updated October 30, 2026; data vintage 2025 (Financial Information Return) and 2021 (Census). How these numbers are made.
In 2025, South-West Oxford collected $9,830,382 in residential property taxes on $779,470,900 of taxable residential assessment. That works out to an effective rate of 1.261%, 0.096 points below the Ontario median of 1.357% for 2024. Among the 391 lower- and single-tier municipalities that filed for 2024, South-West Oxford ranks 124th lowest and 3rd of 8 within Oxford. The 2025 figure is from a return filed ahead of most municipalities, so the provincial ranking still uses 2024.
Where the tax goes
| Municipal (South-West Oxford) | 0.585% | 46% of the bill |
|---|---|---|
| Oxford | 0.523% | 41% |
| Education (Province of Ontario) | 0.153% | 12% |
| Total residential rate | 1.261% | 100% |
Municipal Regional / county Education
Understanding your South-West Oxford tax bill
Who sends the bill
South-West Oxford is a lower-tier township in Oxford County, so its residential bill has three parts: South-West Oxford's own levy of 0.585%, the county levy of 0.523% set by Oxford County, and the provincial education levy of 0.153%. Of every $100 of residential tax in 2025, about $46 stayed with South-West Oxford, $41 went to Oxford County and $12 went to school boards through the province. South-West Oxford's own share is the larger municipal piece here; the county levy typically pays for county roads, paramedics, social services and long-term care, while South-West Oxford's levy typically covers local roads, fire, water and sewer, waste collection and recreation.
How the rate compares
Among the 391 Ontario municipalities ranked for 2024, South-West Oxford's 1.201% is the 124th lowest, with about 68% of municipalities charging more. That is 0.156 points below the provincial median of 1.357%, or about $778 a year less on a $500,000 assessment. Within Oxford County it ranks 3rd lowest of 8, between East Zorra - Tavistock at 1.194% and Zorra at 1.234%: on a $750,000 assessment that is about $57 more than East Zorra - Tavistock and $244 less than Zorra.
What moved the rate
From 2016 to 2025 South-West Oxford's residential rate rose 0.153 points, from 1.108% to 1.261%, while residential taxes collected grew 37% and the taxable residential assessment base grew 20%. The levy outpaced assessment growth by 17 points over 9 years, so the rate did the work and a South-West Oxford owner whose assessment never changed still saw the bill rise.
Assessed value is a 2016 number
Ontario has not updated assessments since the 2016 valuation date, so the value behind South-West Oxford's 1.261% is a 2016 figure, not today's price. In the 2021 Census, owners in South-West Oxford put the median value of their home at $600,000, while the 2025 return works out to about $248,000 of taxable residential assessment per household. A buyer paying around $600,000 should not multiply it by 1.261%: that would suggest $7,567 a year, whereas at the average assessment the same rate gives about $3,128. Buying a home in South-West Oxford does not reset its assessment; MPAC changes it only for new construction, renovations, or a successful reconsideration or appeal.
Instalments
South-West Oxford bills the way most Ontario municipalities do: an interim bill with two instalments early in the year, then a final bill with two more once the 2025 rate was set. South-West Oxford's interim bill arrives before council approves the 2025 rate, so it is based on the previous year's taxes and may not exceed 50% of them.
Commercial versus residential
Commercial property in South-West Oxford paid 2.980% in 2025, 2.36 times the residential rate; part of the gap is the provincial business education tax, which is set higher than the residential education rate. Commercial and industrial property made up 2.8% of South-West Oxford's taxable assessment but paid 12.0% of all property taxes levied, so business carries a share of the levy well beyond its share of the base.
Every figure in this section is taken from South-West Oxford's Financial Information Returns and the 2021 Census and is checked against the source data when the page is built; the wording follows fixed rules rather than opinion. Service descriptions are general to Ontario municipalities of this type and may differ in detail here.
Estimate your South-West Oxford property tax
| Assessed value | Municipal | Region / county | Education | Total |
|---|---|---|---|---|
| $500,000 | $2,925 | $2,615 | $765 | $6,306 |
| $750,000 | $4,388 | $3,923 | $1,147 | $9,459 |
| $1,000,000 | $5,851 | $5,231 | $1,530 | $12,612 |
Use the MPAC assessed value from your assessment notice, not the market value (see why). Estimates exclude local improvement charges, business improvement area levies and any rebates.
Rate trend 2016–2025
South-West Oxford's residential rate rose from 1.108% in 2016 to 1.261% in 2025; the section above separates rate changes from assessment growth.
Year-by-year table
| Year | Residential rate | Municipal | Region / county | Education | Residential taxes levied |
|---|---|---|---|---|---|
| 2016 | 1.108% | 0.503% | 0.417% | 0.188% | $7,201,248 |
| 2017 | 1.006% | 0.465% | 0.379% | 0.163% | $7,364,871 |
| 2018 | 1.008% | 0.469% | 0.379% | 0.160% | $7,336,287 |
| 2019 | 1.020% | 0.470% | 0.393% | 0.156% | $7,629,240 |
| 2020 | 1.039% | 0.480% | 0.407% | 0.153% | $7,912,918 |
| 2021 | 1.041% | 0.484% | 0.404% | 0.153% | $7,949,953 |
| 2022 | 1.062% | 0.496% | 0.412% | 0.153% | $8,091,007 |
| 2023 | 1.111% | 0.532% | 0.426% | 0.153% | $8,689,429 |
| 2024 | 1.201% | 0.558% | 0.490% | 0.153% | $9,239,335 |
| 2025 | 1.261% | 0.585% | 0.523% | 0.153% | $9,830,382 |
Instalments and due dates (2025)
South-West Oxford reported 4 residential instalments in 2025, with due dates including February 28, 2025, May 30, 2025, August 29, 2025, October 31, 2025. Dates shift each year; check the municipal website for the current schedule.
All property classes, 2025
| Property class | Effective rate | Taxable assessment | Taxes levied |
|---|---|---|---|
| Residential | 1.261% | $779,470,900 | $9,830,382 |
| Multi-residential | 2.369% | $424,400 | $10,055 |
| Farmland | 0.279% | $1,264,405,100 | $3,533,962 |
| Managed forests | 0.315% | $2,034,800 | $6,415 |
| Commercial | 2.980% | $38,572,147 | $1,149,504 |
| Parking lot | 2.988% | $41,000 | $1,225 |
| Industrial | 3.761% | $13,047,353 | $490,765 |
| Large industrial | 3.787% | $7,865,900 | $297,919 |
| Pipelines | 2.276% | $9,125,000 | $207,640 |
| Other classes | 2.883% | $5,965,600 | $171,959 |
Commercial and industrial rates include the provincial business education tax. Rates for small classes can swing year to year because a few properties dominate them.
Compare within Oxford (2024)
| Municipality | Residential rate | Tax on $750,000 | Ontario rank |
|---|---|---|---|
| South-West Oxford | 1.201% | $9,011 | 124 |
| Blandford - Blenheim | 1.149% | $8,615 | 100 |
| East Zorra - Tavistock | 1.194% | $8,954 | 122 |
| Ingersoll | 1.592% | $11,938 | 278 |
| Norwich | 1.285% | $9,641 | 151 |
| Tillsonburg | 1.467% | $11,002 | 244 |
| Woodstock | 1.721% | $12,904 | 312 |
| Zorra | 1.234% | $9,255 | 133 |
Who lives here
From the 2021 Census of Population (Statistics Canada). Counts are randomly rounded to a multiple of 5 by Statistics Canada, so small differences between totals are normal.
Residents by age group
Under 15 15 to 64 65 and over
South-West Oxford had 7,583 residents in the 2021 Census, down 0.7% from 7,634 in 2016. The median age was 39.6, younger than Ontario's 41.6; 21.0% of residents were under 15 and 16.6% were 65 or older. Median household income in 2020 was $98,000, above the Ontario median of $91,000. Immigrants made up 9.4% of the population (Ontario: 30.0%), and 0.2% of residents had arrived between 2016 and 2021. After English, the most common mother tongues were Dutch (4.9%), German (2.7%) and French (0.7%).
| Private dwellings occupied by usual residents | 2,616 |
|---|---|
| Average household size | 2.9 persons |
| Age 0 to 14 · 15 to 64 · 65 and over | 21.0% · 62.4% · 16.6% |
| Immigrants (share of population) | 9.4% · arrived 2016–2021: 0.2% |
| Visible minority population | 2.3% · Chinese 0.0% |
| Largest visible minority groups | Black 0.7% · Filipino 0.5% · South Asian 0.5% · Latin American 0.2% |
| Most common mother tongues | English 86.4% · Dutch 4.9% · German 2.7% · French 0.7% · Plautdietsch 0.7% |
| Commuting | Car, truck or van 97.1% · public transit 0.0% · average one-way commute 22 min |
| Median value of owner-occupied dwellings (owner-estimated) | $600,000 |
Adapted from Statistics Canada, Census Profile, 2021 Census of Population (data tables 98-10-0002, 98-10-0022, 98-10-0041, 98-10-0057, 98-10-0173, 98-10-0240, 98-10-0257, 98-10-0479, 98-10-0622), reference date 2021. Extracted 2026-10-30. This does not constitute an endorsement by Statistics Canada of this product. Suppressed values are left blank, never estimated.
Questions about South-West Oxford property taxes
- How much is property tax on a $600,000 home in South-West Oxford?
- At South-West Oxford's 2025 residential rate of 1.261%, a home assessed at $600,000 pays about $7,567 a year, using MPAC's 2016-based assessed value rather than the purchase price. Roughly $3,511 of that goes to South-West Oxford, $3,138 to Oxford County and $918 to education.
- Is property tax higher in South-West Oxford or Zorra?
- Zorra's rate is higher: in 2024 it charged 1.234% against South-West Oxford's 1.201%, a gap of 0.032 points or about $244 a year on a $750,000 assessment.
- Is property tax lower in East Zorra - Tavistock than in South-West Oxford?
- Yes, slightly: East Zorra - Tavistock's 2024 rate was 1.194%, 0.008 points below South-West Oxford's 1.201%, which is about $57 a year on a $750,000 assessment.
- When are South-West Oxford property taxes due?
- For 2025, South-West Oxford reported 4 residential instalments with due dates on February 28, 2025, May 30, 2025, August 29, 2025 and October 31, 2025; dates shift each year, so confirm the current schedule with the township before paying.
- Why did South-West Oxford's tax rate go up in 2025?
- The residential rate moved +0.060 points from 2024 to 2025 while residential taxes collected went up 6.4%. Both rose, so the 0.060-point increase reached existing owners in South-West Oxford directly through the rate rather than through assessment growth.
- How much of a South-West Oxford tax bill goes to Oxford County?
- In 2025, 41% of the residential rate (0.523% of assessed value) was the Oxford County levy, 46% was South-West Oxford's own levy and 12% was education.
About these numbers
- What is an effective tax rate?
- Total property taxes billed to a class divided by that class's taxable assessment. It is the average rate actually paid, so it can differ slightly from the rate printed in the municipal by-law when a municipality applies different rates to subclasses, phase-ins or special area levies.
- Why is my bill different?
- Your bill depends on your own assessed value, any special area charges, capping or phase-in adjustments and local improvement charges. Use the rate here to compare municipalities, and your assessment notice to estimate your own bill.
- Where does the data come from?
- Every Ontario municipality files an audited Financial Information Return with the Ministry of Municipal Affairs and Housing. These pages use Schedule 26A, "Taxation and Payments-in-Lieu Summary", for 2016 through 2025. South-West Oxford's latest return was updated 2026-07-20, and this page was last rebuilt from the data on October 30, 2026. See the methodology.